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October 10th, 2006 at 04:00 pm

It was a beautiful day today and I enjoyed it being off of work and I found 28 cents in the parking lot today.

Last Total .04
Found .28
New Total .32

Is Food Expensive or is it Me??

October 8th, 2006 at 04:56 pm

First thank god for my partner that I live with he feeds me. We went to PJ's which is a warehouse supermarket. We just wanted to buy a few things and when the bill came it cost us $150.00 for less then 25 things. Is food expesive or is it just me? I tried to use coupons but the ones that I find do not apply to the items that we use. My goal for Next month is try and find a cheaper place to shop like Pathmark or Key Food.
Went to a few garage sales today, nothing to talk about, but it was a beautiful day and I enjoyed it to the fullest.
Yea for the holiday on monday, I am going on a little trip that I will tell you about later.

Spending = 0
Saving = 0

My Bus Penny

October 7th, 2006 at 06:16 pm

Found a penny on the bus today and on the ground yesterday

Total Now 3 cents in street money.

Working Today

October 7th, 2006 at 06:14 pm

This is the first Saturday that I have worked at my job in a long time. The only reason I worked today is because in the afternoon I was going to attend a Women's expo at the Jacob Javis Center in NY. The cost of the Expo was $15.00. I like going to this women's expo because I give out my fliers for my Lingerie/Toy company.I also see what other businesses are doing.I would have liked to set up a booth at the women's expo but when I called to ask how much for a booth they quoted me $1900.00 for the 2 day event. To rich for my blood. Oh well the day was fun because by working in the morning the job payed for me to go the afternoon event with coffee to drink at the expo to.
Coffee $2.00
Expo $15.00
Transporation $ 4.00 ( Ny Transit)
Total $21.00

Working Saturday O/T $100.00

A head $ 79.00

Extra $600 In My Paycheck Today

October 6th, 2006 at 06:20 pm

Well the back pay that the City owed us come throught today and I got a extra $600.00 in my check. It will stay in my checking acct to pay the bills. I will Use part of that money say $300.00 as a buffer in my checking acct in case of an emergency. I wrapped my coins yesterday and was suprised to see that over a months period of time we saved $98.00 this will go toward my vacation Fund of course.
I am still trying to think up new ways to make extra money outside the normal idea's of Ebay and such. I was thinking about walking around in the neighborhoods picking up cans for the refund. But I think somebody aready beat me to that idea.

Coffee= $1.18 ( for a small cup at that)
Lunch = $3.00
Lotto = $1.00
Total = $5.18

I had a coupond for Lotto buy one get one free so I got 4 games and they cost me 25 cents each game now that's the way to gamble cheap.

Raise = $600.00

Today I think I am a head.

New Addition For Challenge

October 5th, 2006 at 06:45 pm

Sold Another book on Half.com today for $3.00 Yea!

Balance = $ 24
Book = $ 3
Total = $ 27.00

Not A Good Saving Day For Me

October 5th, 2006 at 06:41 pm

Today started off well with only spending $3.00 for breakfast And Then....
after gym I took my friend out for coffee that turned into a $13.00 shared meal for us. Spent money but worth it we had fun.

I am getting paid tomarrow so I did my bills tonight and I will drop them in to the mail box in the morning.I am expecting a raise with this paycheck. So I will let you know what it is. We city workers signed a new contract with the city and they owe us back money so it should be in this paycheck on Friday.(hopefully)

Even though I spent some money today I felt good finally sending a check to a charity that I always support. This was a good feeling

Spent Dinner = $13.00
Charity = $38.00
Con Edison = $120.00
Telephone = $ 40.00
Saving = 0
Total Spent $211.00

Correction it was a very Expensive day!

Found A Penny Today

October 4th, 2006 at 06:32 pm

Hey this is the first entry toward Street Money.Which is any Money that I find outside the house.I found at the Gym today a penny. My Goal is to try and find $100.00 by 0ct 07. Hey It's free money and I love me some Free money. Don't you?

Start .01

Christmas Money Has Arrived

October 3rd, 2006 at 05:48 pm

I got my Christmas club check today.It was deposited into my checking acct.The check was for $645.00. Most of it will go toward Debt. I am going to take out $100.00 for my Alaska 07 trip and $100.00 will go toward my retirement acct which I have a mutual fund for.
I have a Macy's Gift Certificate which I had since last year that has $150.00 on it so that will be what I use for Holiday shopping this year.

Thank You HalfPrice.com

October 3rd, 2006 at 05:41 pm

Yea! I sold a book today on halfprice.com for $4.00 my cost zero it was a free book. So it's all profit. it going toward my $20.00 challenge.

Start Money = $20.00
Book sold = 4.00
Total = 24.00

Yea! Spare Coins Acct

October 1st, 2006 at 09:52 am

Happy October All. I counted my spare coins last night.I try and keep all my spare coins in a bucket. As of Sept 30th closing I had $80.00 in Spare coins. It's going toward my Vacation To Alaska in 07. I Know, I know it should go toward my Debt. But I save an extra $200.00 from my bi montly paycheck. That's earmark toward my Debt. And all the coupons and rebates that I might get will be used toward Debt. This is also my lose weight month. So here's the Totals

Saving Total = $80.00

MY Spending Saturday

September 30th, 2006 at 02:39 pm

This was my Garage Sale Hunting day. The day Turned out ok. Some good finds, But I found out that things that I use to buy for 25 cents to $2.00 last year cost me $2.00-$5.00 now , Boy garage sale items are getting expensive.
Found some Good books, Video Tapes, and Toys for Ebay and Half Price.com total spent for Garage sale Items $14.50 My Biggest expense was taking my Partner and me out to dinner Cost $30.00. Now I know why people say Don't eat Out It's expensive. But we had enough food left over for a doggie bag.YA! So no saving day for me. I plan on working on my saving plan Hard for the month of October.

Spending Total = $44.50
Saving Total = 0

Hello Saturday Garage Sales

September 29th, 2006 at 05:29 pm

This Saturday will be a beautiful day and the Garage sales are calling me. I can't wait to get out there! This is for the $20.00 challenge. I will keep you posted on what I find!
Also Looking for Idea's on making extra money to add to my challenge without getting a extra job! Any Idea's?

Have a great Weekend! and thanks!

Playing Lotto Get's Expensive

September 28th, 2006 at 03:15 pm

I loved to play Lotto, (past tense) I would buy scratch off cards at $1 to $5 and I would play the megas and regular lotto when the pots were high and when they were not. I decided to save all my tickets for one year and I added them up and foound that I spent $987.00 for that year in lotto games. Know what I could have done with that money. I was sick when I realized how much I wasted on a game. That game gave me little wins like $1-$40 every now and then. After getting over my sickness I QUIT PLAYING! Now I save the money that I would have spent on games and put it to better use.

Saving's today $2.00
Found dollar on ground $1.00
Total saving's day $3.00

Have a great savings day!

McDonalds Free Coffee This Week

September 27th, 2006 at 06:46 pm

Today I actually took advantage of something that was free. And it was something that I Love Coffee. Mcdonald's is having a free cup of coffee week.
So I had one today by doing this I saved $2.00 that would have went to Dunkin Donuts (Mummm I Love that coffee to!) I have decided that all the money I save from coupons and return bottles and such will go into my ING acct. That money is for paying off debt Only!

Amt toward debt $2.00.

It's a start!

To all Have a great day!

Late Start On The $20 Challenge

September 26th, 2006 at 04:02 pm

I am starting this challenge late but as they say better late then never. I will start to use my $20. this weekend, I go to a lot of flea markets and garage sales in my area. Let's see what I can find. I will also be doing some Half.com & ebay listing this week. My goal with this challenge is to make $500.00 so that I can have spending Money for my Alaska Trip in July 07.

Start $20.00

My Goals

September 26th, 2006 at 03:49 pm

Hello there and welcome to my blog, My name is Annette but my co workers call me Cheap Cheetah and I love that name.
My goals are simple to Visit Alaska with my mate.
To Pay off my debt which is $175,000.00. This debt is because I purchased a house last year and I have two morages on it. So I am struggling a bit.(Oh Heck A Lot) Thank god for my mate who I live with. He helps me out alot.We are working on the house so that we can rent it by 2007.
Also I would like to leave my City Job in 3-5 years (God Willing) so that I can open my own bookstore, and to have freedom to travel with my mate doing Flea Markets in other states.
I know this will be a challenge but it's one that is very worth it to me and this is my adventure.

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